October 1997 American Programmer

10 | 1997

	IT Budgets on a Roller-Coaster Ride
	IT's Promise for Emerging Markets
	Achieving Real Value-Add From Your Business-Driven Enterprise Architecture: Realizing the Void
	Using Crowdsourcing to Meet the Needs of the Bottom of the Pyramid
	Mobile Learning, Mobile Healthcare Support, and Mobile Job Opportunities: The Case of MXit, MYMsta, and Mobenzi in South Africa
	The Secure Mobile Wallet: Anytime, Anywhere Financial Transactions