Small and medium-sized enterprises (SMEs) represent 99% of the businesses in Europe and are a major source of jobs and innovation. SMEs, however, perpetually face a lack of sufficient funding. Traditional financing mechanisms such as bank loans, venture capital, and angel investments are often not available to many SMEs. Peer-to-peer financing in the form of crowdfunding is increasingly filling a funding gap for companies that are unable to obtain traditional financing or are too early in their lifecycle to attract angel investors and venture capitalists. Indeed, it was predicted the amount of funding received through crowdfunding would exceed venture capital in 2016.
Article
Wise Crowds, Safe Crowds: Balancing Diversity and Protection in Crowd Investing
Posted June 27, 2017 | Leadership | Amplify
About The Author
Dr. Joseph Feller is Professor at the University College Cork (UCC), where he coordinates the PhD program in business information systems, supervises postgraduate and postdoctoral researchers, and conducts research. He previously served as Editor of Cutter Benchmark Review.
Prior to joining UCC, Dr. Feller taught at the Ringling College of Art and Design. His research focuses on collective intelligence action and resources phenomena, such as… Read More
Philip O’Reilly is a Cutter Expert and Professor of Financial Technologies and Information Systems at Cork University Business School, University College Cork (UCC), Ireland. He is the Science Foundation Ireland (SFI)–approved Principal Investigator of FINTECHNEXT, a multiyear, multimillion Euro research collaboration between UCC and Fexco. Dr. O'Reilly is also Senior Visiting Fellow at the University of New South Wales Business School, whose… Read More
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