Companies offering Internet-based products and services or online mobile services to their customers should use effective authentication mechanisms for high-risk transactions involving access to customer information or movement of funds to other parties. For the company, it is also important to protect stored cardholder data and encrypt transmission of cardholder data across open, public networks as per popular standards such as PCI DSS. Areas of concern for online commerce can be minimized once the industry gives adequate focus to security issues.
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