Business Technology & Digital Transformation Strategies

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Technology Strategy & Implementation Insights

Boost business success via insights on emerging trends in digital transformation and IT strategy; practical frameworks you can apply; and guidance from the world’s experts in leadership, IaaS, investment prioritization, operational excellence, sustainable innovation, change management, enterprise agility, and applying emerging technologies.

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Robert Charette

The Coming Backlash Boom?

by Robert Charette

The societal effects of AI-driven automation and the like are just beginning to be felt in earnest. The one thing that seems to be certain: over the next decades, companies and countries should be preparing for more political risk and uncertainty, and revamp their enterprise risk management approaches accordingly.

Maxime Rieman

Digital Risk and the Need for Cyber Liability Insurance

by Maxime Rieman

There is significant potential value for companies of all sizes in reviewing their potential financial vulnerability in the case of a cyberattack, as well as determining whether purchasing (or increasing their) cyber insurance could provide the protection to keep them in business.


Top Intriguing Business Technology & Digital Transformation Strategies Articles for 2016

by Karen Coburn

As has been our tradition for the last several years, we've compiled the five most intriguing articles published by the Business Technology & Digital Transformation Strategies practice this year for today's Advisor. How did we come up with this list? We chose the articles that garnered the most feedback from Cutter Members and clients and those that created controversy among Cutter Senior Consultants and Fellows.


Near-Term Opportunities of Cognitive Computing — 3 Examples

by Donald Reifer

In this Advisor, the author explores how cognitive technology can be used “in the small” with benefit today as potential users wait for it to scale for use “in the large.” The author shares three operational scenarios to show how firms could build tools to put cognitive computing techniques to work today.

Leslie Willcocks
Executive Update

Fire Alarm in Financial Services: The Regulatory Landscape for Cloud and Outsourcing

by Leslie Willcocks, by Daniel Gozman

In this Executive Update, the first of three related articles, we examine financial services as an example of a highly regulated industry and outline the regulatory landscape that creates points of tension for cloud adoption. We also incorporate perspectives from a differentiated range of stakeholders, including lawyers, technologists, compliance executives, and outsourcing managers.

William Ulrich

Leveraging Business Capabilities in Digital Transformation

by William Ulrich

Business capabilities are a foundational business architecture domain. Capabilities play the role of anchoring business perspectives for a wide variety of transformation scenarios, including digital transformation. Coupled with value stream, organization, information, product, strategy, and initiative mapping, capabilities provide a central focal point for exposing multidimensional aspects of a business ecosystem.


Asia’s Payments Revolution

by Andy Yee

The economic gains brought by digital payments are significant. Greater financial inclusion and less friction in commerce lead to increased spending on goods and services. This, in turn, creates a virtuous economic cycle whereby increased consumption translates into more jobs and higher income. Moody’s Analytics estimates that increasing electronic payments contributed an additional $296 billion to consumption between 2011 and 2015, or a 0.1% cumulative increase in global GDP during the period. They also created 2.6 million jobs on average each year. By harnessing payments innovation, Asia can further accelerate its economic growth.


Distributed Ledger, Distributed Consensus, and Their Impact on the Financial Services Market

by Karolina Marzantowicz, by Maciej Jedrzejczyk

Many observers believe that distributed ledger technology (DLT) will bring fundamental disruption to relationships in a borderless, modern economy that has become more decentralized and more connected than ever. A recent report from the World Economic Forum pointed to blockchain — one potential implementation of DLT — as a revolutionary decentralized trust system that will reshape the global economy. The UK government has been researching DLT for some time now, exploring how the government can use the technology to benefit the country and its citizens. The bank-backed R3 blockchain consortium has gathered key players from the financial markets to work together on blockchain adoption in the financial industry. The year 2016 will definitely be remembered as the moment when blockchain and DLT emerged into the mainstream.