7 Traits Good Project Managers Share: Do You Have Them?

Scott Stribrny

I’ve had the good fortune for decades to work with project managers in companies ranging across many industries. From these experiences, the best project managers I’ve worked with seem to have the following traits.


Beyond Bitcoin: Tokenized Integrity

James Motherway

There is perhaps only one thing more crucial to secure than money: information. The heavy burdens associated with securing the authenticity and history of data are well-known to several sectors.


The Business Architecture Summit: Lessons from the Mountain

Whynde Kuehn

Establishing business architecture within an organization takes passion, persistence, and patience. Inspired by over a decade and a half of helping organizations to mature their practices — combined with personal mountaineering experiences — this Advisor shares a few lessons for conquering the “business architecture summit” using mountains as metaphor.


Open Source or Commercial AI Provider's Platform?

Curt Hall

Based on responses so far, an ongoing Cutter Consortium survey on the adoption and application of AI technology provides some insight into the issue of enterprise AI adoption trends.


Organizational Agility: Why Agile Leadership Matters

Don MacIntyre

Based on the demand for Agile skills in the workplace, it is quite clear that leaders across the globe are coming to rely more and more on Agile principles and practices to achieve their goals. What makes some of these leaders successful with their Agile adoptions while other leaders seem to struggle? What is going on in these organizations?


Building Trust in Artificial Intelligence, Machine Learning, and Robotics

Keng Siau, Weiyu Wang

Keng Siau and Weiyu Wang examine prevailing concepts of trust in general and in the context of AI applications and human-computer interaction in particular. They discuss the three types of characteristics that determine trust in this area: human, environment, and technology. They emphasize that trust building is a dynamic proc­ess and outline how to build trust in AI systems in two stages: initial trust formation and continuous trust development.


Building Trust in Artificial Intelligence, Machine Learning, and Robotics

Keng Siau, Weiyu Wang

Keng Siau and Weiyu Wang examine prevailing concepts of trust in general and in the context of AI applications and human-computer interaction in particular. They discuss the three types of characteristics that determine trust in this area: human, environment, and technology. They emphasize that trust building is a dynamic proc­ess and outline how to build trust in AI systems in two stages: initial trust formation and continuous trust development.


Connecting the AI Dots: Radical Scenarios for Business Automation

Borys Stokalski, Bogumil Kaminski, Przemyslaw Szufel

The authors emphasize the need to connect and collectively harness advances in different elements of AI and outline autonomous business entities as examples of convergence of AI. The authors discuss the application of AI, not only to improve business operations, but also for product adaptation and to enable and support business model innovations, thereby making the entire business “smart.” They also explore “data labs” and “data factories,” which facilitate business model innovation. Finally, the authors argue that while AI-driven, radical automation of businesses will replace human work in some areas, humans will remain relevant in others.


AI Is Driving New Business Models: How Do We Adapt?

Raj Ramesh

Raj Ramesh discusses business model transformation with a focus on the insurance sector. He covers the potential of AI in insurance and then expands his discussion to the ingredients necessary for AI to provide good value to the business in any sector.


AI Is Driving New Business Models: How Do We Adapt?

Raj Ramesh

Raj Ramesh discusses business model transformation with a focus on the insurance sector. He covers the potential of AI in insurance and then expands his discussion to the ingredients necessary for AI to provide good value to the business in any sector.


AI Enables Efficient and Effective Digital Government

Vipin Jain, Seema Jain

Vipin Jain and Seema Jain discuss the opportunities emerging from artificial intelligence and how cognitive technologies will fundamentally change the way government works. They outline how the US public sector is currently adopting and planning to embrace AI and ML in various applications. They also highlight priorities for federally funded research in the US. To help developers in conceiving and developing AI appli­cations, the authors present an AI adoption frame­work and briefly discuss the categories of AI-branded services available from leading cloud service providers. They finish with a consideration of whether AI is a job creator or a job destroyer.


AI Enables Efficient and Effective Digital Government

Vipin Jain, Seema Jain

Vipin Jain and Seema Jain discuss the opportunities emerging from artificial intelligence and how cognitive technologies will fundamentally change the way government works. They outline how the US public sector is currently adopting and planning to embrace AI and ML in various applications. They also highlight priorities for federally funded research in the US. To help developers in conceiving and developing AI appli­cations, the authors present an AI adoption frame­work and briefly discuss the categories of AI-branded services available from leading cloud service providers. They finish with a consideration of whether AI is a job creator or a job destroyer.


Transforming Banks Through AI

Hema Kumaran, Prema Sankaran, Raj Gururajan

Hemamalini Kumaran, Prema Sankaran, and Raj Gururajan discuss how AI is transforming the banking sector. They outline how Indian and US banks are using AI to gain significant benefits and offer an enhanced customer experience. The authors examine the key drivers that inspire banks to embrace AI, the challenges involved in implementing it, and what needs to be considered in applying AI to best serve customers.


Transforming Banks Through AI

Hema Kumaran, Prema Sankaran, Raj Gururajan

Hemamalini Kumaran, Prema Sankaran, and Raj Gururajan discuss how AI is transforming the banking sector. They outline how Indian and US banks are using AI to gain significant benefits and offer an enhanced customer experience. The authors examine the key drivers that inspire banks to embrace AI, the challenges involved in implementing it, and what needs to be considered in applying AI to best serve customers.


9 Recommendations for Designing, Developing, Deploying, and Refining Cognitive Computing Systems

Kevin Desouza, Lena Waizenegger, Gregory Dawson

This article draws your attention to the design, devel­opment, deployment, and refinement of cognitive computing systems (CCSs). While CCSs are deployed in a variety of fields yielding benefits exceeding expectations, there are also major failures. Lack of appreciation for the differences inherent in developing a CCS versus a traditional software system is key to these failures. To assist in developing successful CCSs and to derive benefits from them, the authors offer a set of nine key recommendations based on their examination of over two dozen systems. They conclude that CCSs will be a dominant technol­ogy that will permeate all business operations for the foreseeable future.


9 Recommendations for Designing, Developing, Deploying, and Refining Cognitive Computing Systems

Kevin Desouza, Lena Waizenegger, Gregory Dawson

This article draws your attention to the design, devel­opment, deployment, and refinement of cognitive computing systems (CCSs). While CCSs are deployed in a variety of fields yielding benefits exceeding expectations, there are also major failures. Lack of appreciation for the differences inherent in developing a CCS versus a traditional software system is key to these failures. To assist in developing successful CCSs and to derive benefits from them, the authors offer a set of nine key recommendations based on their examination of over two dozen systems. They conclude that CCSs will be a dominant technol­ogy that will permeate all business operations for the foreseeable future.


AI: The Good, the Disruptive, and the Scary

Steve Andriole

Cutter Fellow Steve Andriole presents a brief, multi­faceted overview of AI — “the good, the disruptive, and the scary” — and sets the backdrop for further explor­ation. He outlines some recent advances in and key limitations of AI and explores how AI could disrupt several domains, such as insurance, banking, law, real estate, and education. He then discusses the impact that the deployment of intelligent systems will have on jobs and the profes­sional opportunities that will arise.


AI: The Good, the Disruptive, and the Scary

Steve Andriole

Cutter Fellow Steve Andriole presents a brief, multi­faceted overview of AI — “the good, the disruptive, and the scary” — and sets the backdrop for further explor­ation. He outlines some recent advances in and key limitations of AI and explores how AI could disrupt several domains, such as insurance, banking, law, real estate, and education. He then discusses the impact that the deployment of intelligent systems will have on jobs and the profes­sional opportunities that will arise.


Artificial Intelligence: Fear It, Face It, or Embrace It — Opening Statement

San Murugesan

We hope the articles in this issue present perspectives and ideas on fulfilling the promise of artificial intelligence and that you’ll find them interesting, insightful, and practical. The articles will help you “imagine the new possible” and inspire and encourage you to harness advances in AI in your domain of interest, addressing any concerns and limitations, for good. 


Artificial Intelligence: Fear It, Face It, or Embrace It — Opening Statement

San Murugesan

We hope the articles in this issue present perspectives and ideas on fulfilling the promise of artificial intelligence and that you’ll find them interesting, insightful, and practical. The articles will help you “imagine the new possible” and inspire and encourage you to harness advances in AI in your domain of interest, addressing any concerns and limitations, for good. 


Lift the Mask of POSIWID

Laurie Guillodo, Greg Smith, Mandeep Dhillon

“The purpose of a system is what it does” — referring to “system” as the company as a whole — means that a company’s statements of intent (“we are an innovative, digital native company”), or even its market analysis or the initiatives it has undertaken, are secondary to what a company actually does.


You Can't Go Home: How Artificial Intelligence Is Transforming Insurance

Shanique Hall

The industry is ripe for transformation in areas including customer service and marketing, claims management and fraud detection, and underwriting.


The Enterprise Architect’s Approach to Organizational Change

Paul Teeuwen

This Advisor explores one approach that has been particularly effective in making enterprise architects understand the realities of organizational change in their own context.


Data Harmonization through Open Industry Standards: A Financial Services Case Study

Philip O'Reilly, David Saul, Marty Loughlin, Daire Lawlor, Michael Atkin

In this on-demand webinar, featuring Cutter Consortium Senior Consultant Philip O'Reilly and 4 of his colleagues, you'll discover how data harmonization — via the marriage of open industry standards and semantic database technologies — results in improved outcomes in data quality, analytics, risk management and governance.


Developing a Big Data Strategic Approach

Bhuvan Unhelkar

A strategic approach around big data not only includes the multiple analytical, architectural, project, and technical elements in a synergistic manner, but also pays due attention to the financial and people aspects, resulting in business value.