Tom Teixeira is a Senior Consultant with Cutter Consortium and an Arthur D. Little Partner. He has more than 20 years’ risk management experience, both in senior consulting and operational roles. Mr. Teixeira’s key areas of expertise include risk-based strategic planning and forecasting; risk analysis and quantification; total cost of risk (TCOR) reduction strategies, including insurance and captive management; and governance, risk, and compliance technology platforms. He has held senior positions in the professional services and insurance sectors, including EMEA risk advisory partnerships at Alvarez & Marsal LLP and Willis Towers Watson, where he supported FTSE250 and Fortune 500 companies to improve their approach to risk management and drive business performance. Earlier in his career, Mr. Teixeira held the role of Head of Risk Management at Rolls-Royce, the technology company, where he was the recipient of the 2007 European Strategic Risk Discretionary Award for Excellence in Risk Management. He is key author of the AIRMIC’s 2017 Risk Appetite Guide; Ensuring Corporate Viability in an Uncertain World, which focuses on the viability statement; the Institute of Directors’ 2012 Business Risk: A Practical Guide for Board Members; and contributes regularly to the Wall Street Journal, Financial Times, and Commercial Risks Europe. Mr. Teixeira is a visiting lecturer on risk management methodologies at Cardiff University, Wales. He is a member of British Standards Institute committees for Risk Management and Governance. Mr. Teixeira holds a bachelor of engineering degree in mechanical engineering and energy studies from Cardiff University and a master’s of science degree in systems engineering from University College London, UK. He can be reached at firstname.lastname@example.org.