Karolina Marzantowicz is IBM’s CEE Banking Technical Leader and CEE WiT Leader and is a member of the IBM Academy of Technology leadership team. She stands in between the worlds of technology, business innovation, and psychology. Ms. Marzantowicz acts as a catalyst and fosters curiosity to help lead the adaptation to rapidly changing environments and to help drive organizational agility (internally and externally). She is continually learning from and contributing to the growing community of tech/fintech innovators and disruptors. Ms. Marzantowicz is passionate about digital transformation (and its impact) and innovation trends within IT. She can be reached at karolina.marzantowicz at pl.ibm.com.