Global perspective to help you take advantange of the opportunities of the digital age
The objective, experience-based opinion and insight found in Cutter Business Technology Journal gives your organization the skills and vision it needs to address the spectrum of challenges ongoing business model changes and new technologies bring.
This Cutter Business Technology Journal issue focuses on key topics of interest for financial services organizations, namely equity crowdfunding, legacy systems migration, robo-advisors, test outsourcing, and refining the reconciliation process.
- Beyond Fintech: New Frontiers — Opening Statement
- Wise Crowds, Safe Crowds: Balancing Diversity and Protection in Crowd Investing
- Modernizing Legacy Systems with Machine Intelligence
- A Robo-Advisor for China: Asset Allocation in Alpha UMa
- Challenges and Success Factors in Global Test Outsourcing
- Refining Reconciliation: A Machine Learning Approach to the Financial Industry’s Toughest Task
The four articles published in this issue discuss some of the key technologies that will be of significant relevance to the future of financial services and, potentially, other domains. Specifically, they focus on semantic ontologies, next-generation robo-advisors, tools supporting internationalization and localization of legacy systems, and 3D visual analytics.
- The Frontier of Fintech Innovation — Opening Statement
- Enabling More Efficient and Flexible Reporting Through Semantic Ontologies and FIBO
- How Robo-Advisors Manage Investment Portfolios
- Going Global: Internationalizing and Localizing a Legacy Financial System
- Picture This: Using 3D Visual Analytics to Explore Complex Temporal Data
Technological advances such as augmented reality, virtual reality, cognitive assistants, 3D/4D printing, personalization, conversational interfaces, drones, deep learning, predictive analytics, the Internet of Things (IoT), blockchain, digital currencies, new payment systems, and affective computing play major roles in promoting and enabling the next wave of business innovation. These technologies — combined with new business models facilitated by social/collaborative commerce, shared services, and crowdsourcing — will have a profound influence across the business world. Furthermore, businesses will need to cater to the new expectations and demands of the digitally embedded “selfie” generation of customers, while also serving older generations. This scenario raises a few pertinent questions among business executives and IT professionals: Where is the business world headed? How will businesses get transformed, and what new applications and innovations will emerge? What will evolve as the “new normal”? What new opportunities will arise for the IT industry and technology professionals? In this issue of Cutter Business Technology Journal, we examine these questions and provide perspectives on them from experts in different areas.
- Business Opportunities in the New Digital Age — Opening Statement
- Business Opportunities in the Selfie Era: Where Disruptive Technologies and Life Events Meet
- Disrupt or Be Disrupted: The Digital Business Imperative
- How Can Companies Harness Disruptive Technologies?
- Innovating with Big Data, IoT, and the Cloud
- What Models Are Banks and Insurers Adopting to Drive Digital Transformation?
Organizations that are transforming to explore the opportunities of digital business must find a way to adapt to hypercompetition and hyperconvergence. Information superiority and digital capital should serve as the strategic foundation for those architecting their digital transformation. In this month’s Cutter Business Technology Journal, our authors explore these concepts in a way that gives readers a truly diverse yet coherent perspective on the subject.
- Information Superiority and Digital Capital — Opening Statement
- Data Doesn’t Matter. Time Matters.
- Information Superiority = Digital Capital?
- Information Superiority and Customer Centricity
- Follow the Digital Trace: Turning Digital Artifacts into Digital Capital
- Achieving Information Superiority: A Framework to Measure Business Operating Model Performance
Today, when everybody wants to disrupt their own or somebody else’s business, and new technologies that let them do it seem to appear almost daily, people with the “capacity to lead” are critical, and nowhere more than in the exploitation of IT. Obvious though this is, recognizing, empowering, and sustaining good IT leaders has been a challenge. People who can think strategically about what, why, and how to deploy technology but have trouble delivering it — and the reverse — fall short as IT leaders. Both skills are needed, and this edition of Cutter Business Technology Journal covers them in great depth.
- The 21st-Century Technology Leader — Opening Statement
- What Every Business Leader Should Know and Do About Digital
- The Digital Leader as Entrepreneurial, Collaborative Adventurer
- Accelerate and Scale Digitization with Lean Leadership Practices
- 12 Lean Habits of the 21st-Century Technology Leader
- How to Step Up Stepping Up: Promoting Guest Leadership for Successful Collaboration