This issue of CBTJ explores how enabling successful digital transformations through data and digital architectures can facilitate the enablement of the value streams and customer journeys companies build to stay in touch with changing client expectations and user experiences, all while building out the organization’s digital backbone.

In this issue of Cutter Business Technology Journal (CBTJ), we examine the role that fintech will play in facilitating economic recovery and growth. Our authors provide an insightful dis­cussion on digital transformation across the financial services industry through a combination of technologies and strategy, and also examine fintech from a strategic perspective, exploring high-potential technologies and services, including artificial intelligence (AI), blockchain, and cryptocurrencies.

This issue of Cutter Business Technology Journal looks at diversity, equity, and inclusion from different angles with the help of seven stellar voices who lend their expertise to educate, examine, enumerate, and offer solutions.

In this issue of Cutter Business Technology Journal, we present some stimulating articles that illustrate the impact now, and the future direction, of mHealth.

In this issue of CBTJ, we examine what is wrong with our approach to risk assessment and associated risk management strategies so we can move toward a more resilience-focused, forward-looking approach — proactive risk management.