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In each free biweekly edition of The Cutter Edge, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings. The Cutter Edge hits upon all the diverse digital transformation issues today's executives are facing.

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The Cutter Edge: Lessons for Innovators and Disruptors!

Cutter Consortium
18 July 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Innovations in Fintech

Cutter Consortium
4 July 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Blockchain Budgets Poised to Break Out in 2018

Cutter Consortium
20 June 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Where Innovation Goes Wrong

Cutter Consortium
6 June 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


Managing Technical Debt: Nine Policy Recommendations

Cutter Consortium
23 May 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: RPAs: A Cautionary Tale

Cutter Consortium

This week in The Cutter Edge: RPAs, digital initiatives, blockchain webinar, call for papers industrial digital transformation, smart service automation


The Cutter Edge: The Benefits of Robotic Process Automation

Cutter Consortium

This week in The Cutter Edge: Robotic Process Automation benefits, data centric security and protection survey results, architecting digital transformation, digital age business opportunities


The Cutter Edge: The Role of the Business Architect

Cutter Consortium

This week in The Cutter Edge: Business Architecture Role, Blockchain, Business Architecture Webinars, Blockchain Survey, Call for Papers: EA and Digital Disruption


The Cutter Edge: A Brighter Future for IT Projects

Cutter Consortium

This week in The Cutter Edge: Project Management Strategies, Dialing Back Technology, Upcoming Webinars, Blockchain Survey, Call for Papers: EA and Digital Disruption


The Cutter Edge: Architectural Thinking to the Rescue!

Cutter Consortium

This week in The Cutter Edge: Architectural Thinking, Technology Value, Upcoming Webinars, Blockchain Survey, Leadership


The Cutter Edge: Artificial General Intelligence: Threat, Opportunity, or Unknown?

Cutter Consortium

This week in The Cutter Edge: Artificial Generali Intelligence, Technology Trends 2017, Digital Data Streams Webinar, Blockchain Survey


The Cutter Edge: Rapid Technology Innovation in Blockchain

Cutter Consortium

This week in The Cutter Edge: Blockchain Rapid Technology Innovation, Breakout Year for Cognitive Computing, Cognitive Digital Transformation Webinar, 21st Century Technology Leader, Call for Papers


The Cutter Edge: These Five Disruptive Technology Clusters Scream Change in 2017

Cutter Consortium

This week in The Cutter Edge: Five Disruptive Technology Clusters, Automation Backlash, Cognitive Digital Transformation Webinar, Digital Transformation Bootcamp, Call for Papers


The Cutter Edge: Hypercompetition and Hollywood Economics

Cutter Consortium

This week in The Cutter Edge: Hypercompetition and Hollywood Economics, Agile and Innovation, Transdisciplinary Innovation Webinar


The Cutter Edge: A Mandate for a Meta-Architect

Cutter Consortium
3 January 2017

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Five Ways to Create Value with Digital Data Streams

Cutter Consortium
13 December 2016

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


Cutter Edge: The Pride Tax: Discussing the Undiscussable

Cutter Consortium
29 November 2016

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Big Data Analytics Down on the Farm

Cutter Consortium

This week in The Cutter Edge: Agriculture and Big Data Analytics, Disruptive Technology Piloting Trends, Digital Transformation


The Cutter Edge: IoT Security: It Takes the Global Village

Cutter Consortium

This week in The Cutter Edge: IoT Security, Insurance Innovation, Digital Transformation


The Cutter Edge: Mrs. O'Leary's Digital Cow: A Lesson in Technology Risk Management

Cutter Consortium
18 October 2016

Welcome to The Cutter Edge. In each free issue, you'll find research, insight, and advice crucial to helping you navigate the spectrum of challenges technology change brings.


The Cutter Edge: Defining Technical Debt

Cutter Consortium

In this issue of The Cutter Edge: Defining Technical Debt, Smartbots and Mobile Banking, Summit offer, more... 


The Cutter Edge: Using Business Architecture to Facilitate Strategic Planning and Deployments

Cutter Consortium

In this issue of The Cutter Edge: Business Architecture, DevOps, BOGO Summit offer, more... 


The Cutter Edge: Security Challenges in the IIOT

Cutter Consortium

In this issue of The Cutter Edge: Industrial Internet security challenges, extracting value from unstructured data, BOGO Summit offer, more... 


The Cutter Edge: The Path to a Successful Business Architecture Practice

Cutter Consortium

In this issue of The Cutter Edge: The Path to Success Business Architecture | Ransomware Rising | Security of IoT Takes Global Village


The Cutter Edge: The Importance of Modeling in a Digital Transformation

Cutter Consortium

In this issue of The Cutter Edge: Digital Transformation Modeling | Agile Thinking | IoE and Security


Pages

Philip O'Reilly
Article

Beyond Fintech: New Frontiers — Opening Statement

by Philip OReilly

This issue focuses on key topics of interest for financial services organizations, namely equity crowdfunding, legacy systems migration, robo-advisors, test outsourcing, and refining the reconciliation process.


Bhardwaj Velamakanni
Advisor

Implementing Design Thinking in Agile

by Bhardwaj Velamakanni

This Advisor presents an overview of improving Agile techniques and practices by using design thinking within the Agile space and describes three techniques from design thinking methodologies that tend to yield benefits to Agile practitioners.


Gustav Toppenberg
Executive Update

Data’s Story: An Enterprise Asset in the Digital Backbone

by Gustav Toppenberg

The existence of a digital backbone in an organization means that anyone aspiring and planning to transform different parts of the enterprise can leverage the digital backbone in a consistent and sustainable way, ensuring that each transformation effort connects and leverages a common platform. Digital transformation leaders are starting to realize that a powerful digital services backbone to facilitate rapid innovation and responsiveness is key to successfully executing on a digital strategy.


Effort score and priority rank for requirements in our sample project.
Executive Summary

Can We Measure Agile Performance with an Evolving Scope? An EVM Framework (Executive Summary)

by Alexandre Rodrigues

Can a method like EVM, developed to control projects with well-defined objectives, be applied to control product development initiatives that evolve continuously toward a “moving target”? In an Agile environment, we are faced with the dynamic evolution of a finite boundary of integrated scope, cost, time, and resources; this finiteness — essential for business management and decisions — is the cradle for project management techniques, tools, methods, and frameworks. The EVM method was first developed to help with managing complex R&D projects mostly characterized by an unstable, volatile, and evolving scope. It is therefore no surprise that EVM applies to Agile projects.


Article

The Frontier of Fintech Innovation — Opening Statement

by Philip OReilly

It’s a pleasure for me to introduce the first of two special issues of Cutter Business Technology Journal (CBTJ) showcasing the thought leadership and cutting-edge research and development (R&D) being done in State Street Corporation’s Advanced Technology Centres in Europe, the Middle East, and Africa (EMEA) and Asia Pacific (APAC), in partnership with University College Cork (UCC) and Zhejiang University (ZJU), respectively. The articles in this issue represent a small sample of the output from the R&D undertaken in these centers, which combine academic excellence with real industry impact.


Executive Update

Business Architecture’s Role in Crisis, Risk, and Compliance Management

by William Ulrich

Every business must deal with crisis, risk, and compliance challenges. Teams chartered with addressing these challenges are often split across business units and regions, which fragments crisis, risk, and compliance management efforts. Business unit silos and related complexities obscure ecosystem transparency, which in turn constrain an organization’s ability to identify risks, assure compliance, and prevent and disarm crises. Business architecture delivers business ecosystem transparency as a basis for improving a business’s ability to collectively address challenges related to crisis, risk, and compliance. 


Curt Hall
Advisor

Building New Business Models with Blockchain

by Curt Hall

Organizations are using blockchain to create new business models — exploiting its capabilities for optimizing contract management, financial transaction management, and identity management.


Nine Policy Recommendations for Managing Technical Debt
Executive Update

Managing Technical Debt: Nine Policy Recommendations

by Rick Brenner

For technology-dependent products, companies, institutions, and even societies, sustainability depends on learning how to manage technical debt. Like most transformations, incorporating new practices into our organizations will likely be an iterative process. We already recognize the problem, and researchers are making progress, albeit mostly on technical issues. This Executive Update proposes a policy-centered approach to the problem. It begins with a principle that can serve as a guide for constructing technical debt management policy, and then shows how to apply that principle to develop nine recommendations that enable organizations to manage technical debt effectively.


Bhardwaj Velamakanni
Advisor

Emerging Agile Anti-Patterns

by Bhardwaj Velamakanni

Agile methodologies, however popular they are, bring their own sets of “smells” and anti-patterns to the table, sometimes causing irreparable damage to the team. While the sources of these smells are many, one of the primary culprits is the mindset that treats Agile as “yet another methodology,” totally ignoring the cultural aspect. This article throws light on some of the prominent smells that are emerging of late in the Agile world.


Jens Coldewey
Advisor

Middle Management in Flux

by Jens Coldewey

If you start changing an organization toward an Agile mindset, there’s no real end. Agile is about creating an organization of continuous learning and the transformation is done when there is nothing new to learn, which will probably be never. This puts an enormous challenge on middle management.


Article

Business Opportunities in the New Digital Age — Opening Statement

by San Murugesan

The articles in this issue present perspectives and ideas on business transformation in the digital age. We hope they will inspire and encourage you to visualize the likely future of business in your domain and to explore the opportunities it presents. Finally, we hope their insights will help you identify suitable transformation strategies and plans and, if needed, choose viable collaboration models for partnering with startups and other firms in your digital business efforts.


Advisor

Unlocking Value from Digital Initiatives

by Joe Peppard, by John Thorp

Beyond buzzwords, what we are seeing is a seismic shift in the role of technology in organizations. Technology is more and more embedded in everything we do as we move into an increasingly hyper-connected digital world, a world in which technology is driving significant social, organizational, and industry change.


Digital Data Steams impact bottom line
Webinar

Improve Customer Experience — Leverage Your Digital Data Streams

by Federico Pigni, by Gabriele Piccoli

In this on-demand webinar, you'll discover the strategic and tactical opportunities made possible by Digital Data Streams and the opportunities for improved customer experience made possible by DDS.


Lou Mazzucchelli
Advisor

Why Are They Twittering? A Modest Proposal

by Lou Mazzucchelli

At the Cutter Digital Transformation & Innovation Bootcamp, Cutter Fellow and Harvard Business School Professor Karim Lakhani talked about digitally-driven disruption of traditional business models for value creation and capture, discussing platform models like Facebook and Twitter. To date, Twitter has clearly done a good job “creating value.” But unlike Facebook, it continues to struggle with the capture part of the equation.


social collaboration
Executive Update

Seven Ways to Gamify Social Collaboration

by Phaedra Boinodiris

Social collaboration is not about technology. It’s about connecting people, and it’s changing the way business is being conducted. Similarly, gamification is not about games. It’s about motivating the per­sonal and professional behaviors that drive business value. Together, social collaboration and gamifi­cation help companies reap great benefits — among them, the ability to deepen customer relationships, drive operational efficiencies, and optimize their workforce. 


Figure 1 — Tracing a roadmap to projects.
Advisor

Using Roadmaps Strategically

by Roger Evernden

Roadmaps have two key functions in strategy planning. The first is to outline planned architectural changes that will deliver the required strategies; the second is to outline alternative ways to achieve the same results.


Article

Technology Trends, Predictions, and Reflections 2017: Opening Statement

by Cutter Team

Just as recent global events have given us reason to pause and reflect, the pace of technology emergence and disruption is proving to be a source of inspiration and uncertainty. Transitioning to a digital world is front-of-mind for many business executives, yet finding the right path is an ongoing challenge. So we asked Cutter’s team of experts for their insights on some of the technologies, trends, and strategies that will be relevant in 2017 and beyond. In typical Cutter Business Technology Journal fashion, our call produced a wide range of opinions and reflections worthy of consideration as you chart your business technology journey for the new year.


Article

AGI: A Threat, an Opportunity, or an Inevitable Unknown for 2017?

by Alexandre Rodrigues

Artificial general intelligence (AGI) is currently emerging as an area where recent developments are likely to have a major impact on the way organizations do business, societies organize themselves, and even on how we address values and ethics.

The fact is that AGI already exists in our daily life. A common example is the GPS systems present in many new cars manufactured today; and let’s not forget the drones being used to deliver pizzas and cars that drive themselves. While automatic pilots have been used in commercial planes for quite some time, what AGI is about to offer to general business and human activity is well beyond what most of us have seen so far.


Article

The Tech-Driven Tech Backlash

by Carl Pritchard

2017 is going to be a year of strange winners, and perhaps the strangest of all will be a giant leap away from technology and back to solutions that don’t rely on 24/7 connectivity. With the onslaught of major hacks and Facebook embarrassment, the antitech crowd may have its best year in decades. 


Article

Rapid Technology Innovation in Blockchain: Should You Be on the Front Lines?

by Nate OFarrell

One of the most prevalent blockchains in the world, Ethereum, is poised to switch from a proof-of-work (POW) algorithm to a proof-of-stake (POS) algorithm, likely in 2017, with the release of the Casper codebase. Why does this matter? Because blockchain technology is becoming increasingly relevant and prevalent in businesses across the globe. It holds great potential to disrupt how businesses perform basic transactions, from payments, to programmable, self-executing contracts, to identity verification.