This issue of Cutter Business Technology Journal explores the "post-Agile" world, where explorers and innovators have moved on. They are now exploring “given that, what’s next?” The early majority have incorporated the Agile approach into their work habits and are asking, “What do I do with this?”

Smart automation is rapidly infiltrating all industry sectors and, through its many incarnations, will affect our lives and work in myriad ways. In this issue of Cutter Business Technology Journal (CBTJ), we examine the next frontiers in automation: technologies, opportunities, challenges, and design guidelines.

As has been our tradition over the past few years, we have gathered a group of Cutter Consortium experts to weigh in on the strategies, technologies, and business models that will impact business transformation efforts in 2019.

This issue of Cutter Business Technology Journal describes the range of methods, tools, techniques, and applications of the fintech revolution. The articles demonstrate fintech’s importance and explore the different levels of fintech technologies, experimentation, and applications. While many questions remain, fintech is unstoppable. Institutions, companies, and whole countries are adopting it for financial, political, and even military purposes. Make no mistake: fintech is a game-changer.

While the cloud computing market has already achieved some major milestones since its inception, it still remains one of the hottest markets in terms of growth, spending, and revenue generation. Indeed, it is still making its way up a steep growth curve, and as more features and functionality are added that allow businesses to embrace new business models and enable innovation, the growth shows no signs of slowing. Here, we offer 7 astute evaluations of the opportunities afforded by cloud computing solutions, myriad challenges that we face, and several strategies that will enable us to move forward successfully in our transformation journeys.